So I have been thinking a lot tonight about how I can complete all of my challenges and still be reasonable as far as costs go. Some of the things I have listed, such as the trip to New York City, professional pictures, skydiving, and the savings goals will all require money and proper budgeting. I am preparing myself for splurging on some things while saving money on other things. I have been cutting back my discretionary spending by almost half and that extra money will be going towards either savings or paying for my challenges and goals throughout the next 13 months. I plan on being smart with money and spending, so that I can fully enjoy the challenges I am about to embark upon.